Up to 50% Capital Subsidy
+ 3% Interest + Collateral-free Loans
Every verified central + state subsidy a Hypercold customer can stack against a cold room, CA store, ripening chamber, mushroom unit, reefer or pack-house. Updated to the latest NHB MIDH 2025 norms and PMKSY revised guidelines (22-05-2025).
2025 update: The pre-01.01.2025 NHB figures (₹50 L cap · ₹8,000/MT · 5,000–10,000 MT) are now obsolete. Current capacity is 5,001–20,000 MT per project (NE States ≥ 1,000 MT), per-MT norm ₹9,120–11,400/MT (slab-based). Only CS-2-CA add-on subsidy is capped (₹900 L); plain CS-1/CS-2 has no flat cap.
35–50%
Capital Subsidy
NHB / MIDH / PMKSY
₹10 Cr
Max PMKSY Grant
Per integrated project
3%
AIF Interest Subvention
For 7 years, ≤ ₹2 Cr loan
₹5 Cr
CGTMSE Cover
Collateral-free guarantee
11
Central Schemes
Stackable layers
24+
State Schemes
Top-up grants
Stack Up To 6 Layers Of Support
Combined, they typically cut effective project cost by 45–70%.
Capital subsidy
NHB CISS / MIDH
35% General / 50% NE-Hilly-Scheduled
Higher capital
PMKSY-ICCVAI (MoFPI)
35% / 50% — max ₹10 Cr per project
Interest subvention
AIF
3% on loan up to ₹2 Cr for 7 yr
Dairy / meat
AHIDF
3% for 8 yr on loans up to 90% of project
Credit guarantee
CGTMSE
Up to ₹5 Cr collateral-free
Project finance
SBI · MUDRA · Stand-Up India · PMEGP
₹50k – ₹5 Cr, 7.3–10.5%
Export-linked
APEDA FAS 2021–26
40% up to ₹200 lakh per component
State top-up
State Hort. Missions + Food Processing Policies
5 – 40% additional
Subsidy Stack Calculator
Per-MT cost norms, ceilings and area rules per the NHB MIDH 2025 guideline (effective 01-01-2025).
Project Inputs
Per NHB MIDH 2025 norms (effective 01-01-2025)
Estimated Capital Subsidy
₹70.00 Lakh
via MIDH (State Horticulture Mission) @ 35%
Effective Cost Reduction
48.6%
Capital subsidy + AIF interest savings
Norm × Capacity
₹5.70 Cr
Subsidy Ceiling
No cap
Promoter Equity (10%)
₹20.00 Lakh
Bank Loan Required
₹1.10 Cr
AIF — 3% Interest Benefit
₹27.30 Lakh
On loan up to ₹2 Cr over 7 years
CGTMSE — Collateral-free Cover
₹1.30 Cr
Fee paid by GoI under AIF
Scheme Eligibility
NHB CISS
5,001–20,000 MT
MIDH
≤ 5,000 MT
PMKSY
≥ ₹1 Cr
AIF
All agri-infra
AHIDF
Dairy / meat
11 Central Schemes — Verified Data
Every scheme a Hypercold customer can apply for, with current rates, ceilings and portals.
Banking & Loan Schemes
Use these to fund the loan-side of the project that the capital subsidy doesn\u2019t cover.
| Scheme | Loan amount | Rate | Tenure |
|---|---|---|---|
| SBI Cold Storage Loan | up to ₹5 Cr | 8.50 – 10.50% | up to 10 yr + 18–24 m moratorium |
| CGTMSE Guarantee | up to ₹5 Cr (₹2 Cr with AIF) | Fee 0.37 – 1.80% | — |
| MUDRA — Shishu / Kishore / Tarun | ≤ ₹50k / ₹50k–5 L / ₹5–10 L | 7.30 – 12% | 5 – 7 yr |
| KCC Allied Activities | up to ₹3 L @ 4% subvented | 4% / 7–9% | 5 yr renewable |
| Stand-Up India (SC/ST/Women) | ₹10 L – ₹1 Cr | MCLR + 3% + tenor | 7 yr + 18 m moratorium |
| PMEGP (KVIC) | Mfg ≤ ₹50 L · Service ≤ ₹20 L | Bank rates | 5 – 7 yr |
State Top-Ups Across India
Stack these on top of central subsidies for maximum effective support.
🇮🇳
Uttar Pradesh
- 35% capital subsidy on plant, machinery & technical civil work — max ₹5 Cr (new units)
- 25% capex subsidy for expansion / modernisation — max ₹1 Cr
- 35% subsidy on Cold-Chain & Value-Addition infrastructure
- 50% up to ₹10 Cr on frozen storage / deep freezer / value-addition
- Interest subsidy on reefer vehicles & mobile pre-cooling vans (5 yr, max ₹50 L)
- 35% up to ₹10 Cr for agro-processing cluster infra (≥ 5 units, ≥ ₹25 Cr investment)
- Mandi-fee & cess exemption for out-of-state produce processed in UP
🌾
Bihar
- Type-2 cold storage cost norm ₹10,000/MT
- 50% for individual farmers / entrepreneurs (₹5,000/MT)
- 75% for FPOs / FPCs (₹7,500/MT)
🥭
Madhya Pradesh
- 50% grant for cold storage ≤ 5,000 MT · max ₹2 Cr per project
🦁
Gujarat
- Cold storage 5,001–10,000 MT: 50% of unit cost · max ₹379 L per project
🐪
Rajasthan
- ₹8,000/MT cost norm · 35% project cost · up to ₹1.40 Cr for 5,000 MT
- Capacity range 250–5,000 MT
🍇
Maharashtra
- MAGNET (ADB co-financed) — 11 horticulture crops
- MIDH 35–50% credit-linked via State Horticulture Mission
🌾
Punjab
- Pack-house & pre-cooling clusters at 8 locations
- MIDH 35–50% + electricity-duty & stamp-duty incentives
🐄
Haryana
- MIDH 35–50% + capital + interest subsidy + electricity-duty exemption
🥔
West Bengal
- 40–50% MIDH credit-linked back-ended
- WB Cold Storage Act 1966 licence above 8,000 quintals
🌶️
Andhra Pradesh
- Food Processing Policy 4.0 (2024–29): capex + interest + power + SGST reimbursement
🥥
Telangana · Karnataka · Tamil Nadu · Kerala
- MIDH 35–50% credit-linked
- State Food Processing policies add capex + interest + power subsidy
- Kerala SHM: shm.kerala.gov.in
🏔️
North-East (8 states)
- HMNH: public 100% / private 40% credit-linked
- NHB / MIDH at 50% (vs 35% plain)
- PMKSY-ICCVAI Difficult Areas at 50%
- MOVCDNER organic value chain
- Assam: up to 90% for SC/ST and women
❄️
Himachal · Uttarakhand · J&K · Ladakh
- 50% capital subsidy under all central schemes
- HP eUdyan single-window: eudyan.hp.gov.in
🌳
Chhattisgarh · Jharkhand · Odisha
- CG: 50% MIDH + state top-up ≤ 5,000 MT
- JH: 50–75% MIDH-aligned with FPO bonus
- OD: 35–50% MIDH + state agri-infra grant
Pre-Built Subsidy Recipes
The exact combination Hypercold recommends per use-case — battle-tested across 100+ projects.
Fruit & Vegetable cold storage (1,500–10,000 MT)
NHB CISS (35/50%) + AIF (3% on ≤ ₹2 Cr) + State Horticulture Mission top-up + CGTMSE
CA store — apples, kiwi, pomegranate, pear
NHB CISS CS-2-CA (add-on up to ₹1,375 L, subsidy capped ₹900 L) + AIF + State (50% in HP/J&K/UK). Requires NHB production-area mapping + NCCD-empanelled appraisal.
Ripening chamber CS-3
NHB CISS @ ₹1.00 L/MT (non-pressurised) or ₹1.20 L/MT (pressurised), 35/50%, + AIF
Pharma / vaccine cold storage
Not eligible under NHB/MIDH. Use AIF (if classified agri-infra) + State MSME industrial policy + Stand-Up India / SBI MSME + CGTMSE. WHO-PQS / GDP compliance unlocks institutional procurement.
Dairy / cheese / paneer / blast freezer
AHIDF (3% subvention, 8 yr, on loans up to 90%) + State Dairy Cooperative scheme + APEDA (if exporting)
Meat · poultry · seafood — blast freezer, IQF
AHIDF (meat/poultry) + APEDA FAS 40% (exporters) + PMKSY-ICCVAI integrated chain
Mushroom integrated production unit
NHB CISS Scheme 1(vi) — 50–300 MT, ₹75k/MT (no canning) / ₹85k/MT (with canning), 40% Gen / 50% NE-Hilly
HORECA cold rooms, walk-ins
PMEGP (15–35% margin) + MUDRA + Stand-Up India + State MSME capital subsidy
3PL · retail cold-chain · reefer fleets
AIF (up to 25 projects per entity) + NHB refrigerated-transport-vehicle (35/50%, ₹80–100 L) + APEDA reefer (exporters)
Exporters (mango, grape, banana, pomegranate, marine, dairy)
APEDA FAS 40% up to ₹200 L/component + NHB CISS capex + AIF
Who Can Apply Where
| Applicant | NHB | MIDH | PMKSY | NABARD | AIF | AHIDF | APEDA | PMFME | PMEGP | MUDRA |
|---|---|---|---|---|---|---|---|---|---|---|
| Individual / Proprietor | ||||||||||
| Partnership / LLP | — | |||||||||
| Pvt Ltd / Public Co. | — | — | — | |||||||
| FPO / FPC | ★ | ★ | ★ | — | — | |||||
| SHG | ★ | — | — | ★ | — | — | ||||
| Cooperative | — | — | — | |||||||
| NGO | — | — | — | — | — | — | — | — | ||
| Govt / PSU / APMC | — | — | — | — | — | |||||
| SC / ST / Women | ★ | ★ | ★ | ★ | ★ | — | — | ★ | ★ | ★ |
Common Eligibility & Compliance
Apply to most central schemes
- 01Land: ownership or registered lease ≥ 15 years
- 02Promoter contribution: minimum 10% equity
- 03Bank loan from scheduled commercial bank / SFC / NABARD-refinanced FI is mandatory
- 04NCCD technical-standards compliance — CS-1, CS-2, CA Stores, ripening, reefer (nccd.gov.in)
- 05FSSAI registration for food-handling cold stores
- 06State Cold Storage Act licence (WB, UP, BR, MP, PB, HR — capacity-threshold based)
- 07WDRA registration for Negotiable Warehouse Receipts
- 08GST, Udyam, PAN, Aadhaar, building plan, electricity, environmental clearance where applicable
- 09No double subsidy on the same component — non-availment undertaking mandatory
- 10Joint inspection by NHB / NABARD / MoFPI + lending bank before back-ended release
- 11Project completion within 24 months of IPA / GoC
- 12One unit of assistance per family / legal entity (lifetime, NHB/MIDH)
Typical Application Timeline
From site survey to subsidy release
Month 0
Site survey, heat-load calc, DPR draft (Hypercold)
Month 1–2
DPR finalisation + bank-eligibility opinion
Month 2–3
Online application + fee payment
Month 3–4
In-Principle Approval (IPA) / Letter of Comfort
Month 4–6
Bank loan sanction (mandatory within 6 months of IPA)
Month 6–8
Grant of Clearance (GoC) + first drawdown
Month 8–24
Civil + PEB + insulation + refrigeration + commissioning
Month 22–24
PCC + CA-certified expenditure + joint inspection
Month 24–26
Subsidy released to bank reserve fund (back-ended)
End-to-End Subsidy Desk
From DPR to subsidy release — Hypercold handles the whole stack.
Bank-appraisable DPR
Detailed Project Report sized for NHB / MIDH / PMKSY / AIF / state schemes.
Heat-load calc to NCCD / IS 661 / IS 12436
Standards-grade thermal calculations & equipment selection.
Energy-efficiency justification
Hypercold runs ~40% below conventional consumption — material to grant approval.
Daikin OEM certificates
Hypercold is a Daikin Channel Partner — verified equipment certificates.
BIS / FSSAI / PUF density certs
40 ± 2 kg/m³, 60–150 mm thickness test certificates.
NHB technical-protocol mapping
CS-1 · CS-2 · CS-2-CA · CS-3 protocol compliance.
Joint-inspection support
On-site coordination with NHB / NABARD / MoFPI + bank officials.
Subsidy claim filing & follow-up
Until the back-ended amount hits the bank reserve fund.
24-hr emergency response
Keep the asset live during inspection window.
Frequently Asked Questions
All figures verified 28 May 2026
Refresh before each major decision — cut-off dates, fees and per-MT norms are revised periodically.
Free subsidy stack-up for your project
Hypercold\u2019s in-house subsidy desk handles the application end-to-end — from DPR to subsidy release. Share project size and location to get a tailored stack.
92, Araon Road Bypass NH19, Opp Praveen Resort, Sirsaganj, Firozabad (UP), 283151
This guide is informational. Subsidy figures, ceilings and eligibility criteria are subject to change by the relevant government bodies. Always verify against the live scheme portal before submitting an application. Hypercold\u2122 is a Daikin Channel Partner and an empanelled supplier under multiple state horticulture missions.
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Location
Firozabad, UP