Tools
    NABCONS 2022 loss data · NHB subsidy

    Cold Storage ROI & Payback Calculator

    Estimates payback period from project capex, NHB subsidy %, and NABCONS-published post-harvest loss ranges for the commodity you store.

    Project Inputs

    Commodity & capacity

    Capex & subsidy

    NHB DPR norm ≈ ₹80k/MT

    Revenue & opex

    Payback Estimate

    Payback period4.5 years
    Total capex₹ 40,00,00,000
    Subsidy (35%)₹ 14,00,00,000
    Owner capex (post-subsidy)₹ 26,00,00,000
    NABCONS loss avoided (mid 10.6%)1,055 t
    Loss-avoided value/yr₹ 4,22,00,000
    Rental revenue/yr (alt.)₹ 9,00,00,000
    Annual opex₹ 3,20,00,000
    Annual net benefit₹ 5,80,00,000

    Planning estimate. Annual benefit uses the larger of loss-avoided value or commercial rental revenue, not both.

    FAQs

    Where do the post-harvest loss ranges come from?

    NABCONS 2022 commodity-wise loss study, cited in Lok Sabha Unstarred Question 1773 (5 Dec 2024). Fruits 6.0–15.1%, Vegetables 4.9–11.6%, Marine Fish 8.76%, Cereals 3.9–5.9%, Pulses 5.7–6.7%.

    How is payback calculated?

    Owner capex (post-subsidy) divided by annual net benefit. Annual net benefit = max(loss-avoided value, rental revenue) minus annual opex. Loss-avoided uses the mid-point of the NABCONS range and assumes 2 storage cycles per year.

    Is this an exact projection?

    No. It is a planning estimate. Actual returns depend on commodity mix, occupancy, energy tariffs, lender terms, and market prices. Use this to size the opportunity, not to commit capital.