Subsidy & Loan Calculator

Check YourSubsidy & Loan Eligibility

Instantly check which government subsidies and banking loan schemes you qualify for. Get estimates for capital subsidy, interest savings, and optimal financing.

Free to use. You'll only share details when you download the PDF.

Project Details

Location

State

Area Type

General Area(35%)

Hilly / Scheduled Area(50%)

North-Eastern State(50%)

Applicant

Applicant Type

Project

Proposed Capacity (MT)

Estimated Project Cost (₹)

₹50.00 Lakh

Land ownership / 15-year lease?

Yes

Capital Subsidy

₹17.50 Lakh

35% NHB/MIDH

AIF Interest Savings

₹10.50 Lakh

3% × 7 years

Net Investment

₹32.50 Lakh

~56% benefit

Government Subsidy Eligibility

NHB Scheme (35-50%)

Requires min 5,000 MT (1,000 MT NE). Your capacity: 1,000 MT

MIDH Scheme (35-50%)

Eligible — up to 35%, max ₹50 Lakh. State-level via SHM.

PMKSY / ICCVAI (35-50%)

Requires min ₹1 Cr project cost. Your cost: ₹50.00 Lakh

AIF Interest Subvention (3% × 7yr)

Open to all. Your savings: ₹10.50 Lakh over 7 years. CGTMSE coverage included.

Your Optimal Financing Stack

Capital Subsidy

₹17.50 Lakh

35% NHB/MIDH

AIF Interest Savings

₹10.50 Lakh

3% × 7 years

Your Equity (10%)

₹5.00 Lakh

Promoter contribution

Bank Loan Needed

₹27.50 Lakh

CGTMSE: No collateral

PMEGP Alternative: ₹7.50 Lakh margin money (15%) — directly reduces equity requirement.

Get Free Consultation

Full Scheme Guide Banking Loans

Disclaimer: Indicative estimates based on published scheme guidelines (FY 2024-25). Subsidy caps: ₹50L (General) / ₹75L (Hilly/NE) per NHB/MIDH. Actual amounts depend on govt approval & bank appraisal.

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How It Works

Check your eligibility in 4 simple steps

Step 1

Enter Project Details

State, capacity, cost & applicant category

Step 2

Check Eligibility

Auto-checks NHB, MIDH, AIF, MUDRA & more

Step 3

View Loan Options

SBI, CGTMSE, Stand-Up India, PMEGP, KCC

Step 4

Get Consultation

Free expert guidance on best financing stack

Schemes Covered

NHB / MIDH: 35-50% capital subsidy (back-ended)
AIF: 3% interest subvention for 7 years on loans up to ₹2 Cr
CGTMSE: Collateral-free bank loans up to ₹5 Cr
PMKSY / ICCVAI: Up to ₹10 Cr for integrated cold chains
Stand-Up India: Exclusive ₹10L–₹1Cr for SC/ST & women
PMEGP: 15-35% margin money subsidy — no repayment

Ready to Check?

Enter your project details and instantly see which subsidies and loan schemes you qualify for — with estimated amounts.

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Full Scheme Guide

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