PMFME — Micro Food Processing

    PMFME — credit-linked subsidy for micro food processing units

    The PM Formalisation of Micro Food Processing Enterprises (PMFME) scheme supports individual micro food processing units, SHGs, FPOs and cooperatives with credit-linked subsidy. Small cold rooms tied to a processing activity can be eligible as part of the unit.

    Last updated: 2026-10-08

    Authority & official source

    Ministry of Food Processing Industries (PMFME scheme).

    Verify on pmfme.mofpi.gov.in

    Quick facts

    Authority
    MoFPI — PMFME
    Nature
    Credit-linked subsidy on bank term loan
    Project Type
    Micro food processing unit (cold room as a processing component)
    Route
    State Nodal Agency + District Resource Person + bank
    Verify
    pmfme.mofpi.gov.in

    What PMFME supports

    • Setting up or upgrading micro food processing units
    • Cold rooms / chillers tied to a processing activity (not standalone bulk storage)
    • Support to SHGs, FPOs and cooperatives in food processing
    • Capacity building, branding and marketing support (separate components)

    Pattern of assistance

    PMFME provides credit-linked subsidy on the eligible bank term loan, with a percentage and cap notified by the scheme. Scheme operating window, percentage and ceiling are subject to change — confirm current status before applying.

    How a cold room fits

    A cold room is supported when it is part of a micro food processing activity (e.g. dairy, meat, fruit pulp, frozen vegetables) — not as a standalone bulk storage facility. The processing linkage must be visible in the project plan.

    Interactive eligibility check

    Tick what's already true for your project. Your recommended next steps and CTA update live. Indicative only — final eligibility is per the official scheme guidelines.

    0 of 5 criteria met0% ready

    Start with the basics first

    You're at an early stage. Focus on building the foundation before applying — land, project plan and bank conversations come first.

    Pending items
    • Applicant qualifies as a micro food processing enterprise / SHG / FPO / cooperative
    • Project includes a processing activity, with the cold room as a supporting component
    • Bank willing to sanction term loan under PMFME
    • FSSAI registration / Udyam registration as required
    • …and 1 more

    Typical documents required

    • KYC and category documents
    • Project plan / DPR for the processing unit
    • Bank appraisal
    • FSSAI / Udyam registration (as applicable)
    • Quotation for cold room and processing equipment

    Application route — step by step

    1. 1Contact State Nodal Agency or District Resource Person for PMFME
    2. 2Prepare project plan / DPR with processing activity clearly defined
    3. 3Apply through PMFME portal and chosen bank
    4. 4Bank appraisal and sanction of term loan with PMFME subsidy linkage
    5. 5Project execution and credit-linked subsidy adjustment as per scheme

    Frequently Asked Questions

    Want HyperCold to help structure this project?

    We can prepare the cold room technical scope, quotation and DPR coordination so your bank and the scheme authority have what they need. Final approval is always by the bank and the scheme authority.

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